Articles by Xiomara Martinez-White
What Are Collateral Loans and How Do They Work?
December 3, 2023
A collateral loan is a form of debt that’s secured by a valuable asset. Because the lender takes on less risk with a collateral loan,... read more
How to Write a Personal Loan Agreement
December 1, 2023
A personal loan agreement is a written contract between two parties, generally a borrower and a lender. It outlines how much money is being borrowed,... read more
How Much Car Insurance Do I Need?
November 27, 2023
Most states require you to have basic car insurance to drive legally, and you’ll usually need a little more coverage for a car loan or... read more
What People Did to Raise Their Credit Scores by at Least 100 Points in a Year
November 27, 2023
Do you want to increase your credit score by 100 or more points in one year? An analysis of the credit reports of almost 1,500... read more
44% of Americans Think Housing Market at Risk of Crashing in Next Year — and 35% Hope It Does
November 27, 2023
It’s impossible to predict the housing market’s future — but most Americans have a pretty grim outlook. According to the latest LendingTree survey of over... read more