Articles by Shen Lu
How Defaulting on a Loan Affects Your Credit
December 6, 2022
Loans can be a useful tool for meeting your financial obligations and building your credit score — if you manage them well. But if you... read more
What is the Highest Credit Score?
October 20, 2022
When it comes to your credit score, the higher it is, the better. Although there are many different kinds of credit scores, most scoring models... read more
How to Recognize a Credit Repair Scam
September 30, 2022
If you have poor credit, you may consider using a credit repair company to help you boost your credit. During your search, you’ll want to... read more
What Is Automatic Stay in Bankruptcy?
September 23, 2022
When you file for bankruptcy, an automatic stay temporarily grants you some breathing room from creditor pressure. Thanks to a provision under United States bankruptcy... read more
Life After Bankruptcy: 7 Tips for Recovering
September 23, 2022
Life after bankruptcy can offer a fresh start, but you also have a lot of repair work to do with your credit, which has most... read more