Articles by Pearly Huang
4 Risks of Taking Out a Personal Loan
February 28, 2023
Personal loans can be a good fit if you have good credit, want fixed monthly payments and seek a predictable repayment process. However, the risks... read more
31% of Americans Are Considering a Move in 2023 Amid Financial and Economic Homeownership Fears
February 27, 2023
Dreamily browsing real estate marketplaces — or already packing boxes? You’re not alone: Almost a third of Americans are contemplating a move in 2023, according... read more
More Than a Third of Americans Are Relying on Their Tax Refund This Year, With Paying Down Debt the Top Priority
February 27, 2023
We’re more than a month into the 2023 tax filing season, and many consumers eagerly anticipate their refunds — though fewer Americans say they’re relying... read more
Does an IRS Audit Affect My Credit Score?
February 23, 2023
No, an IRS audit does not directly affect your credit score. The Internal Revenue Service (IRS) doesn’t report tax debt to credit bureaus, so it... read more
What Is Predatory Lending?
February 22, 2023
While many lenders are on the up and up, some use predatory lending practices that are deceitful or unfair to convince vulnerable consumers to take... read more