Articles by Katie Lowery
What is the Fair Credit Reporting Act?
March 23, 2023
The Fair Credit Reporting Act (FCRA) is comprehensive federal legislation that regulates the credit reporting industry and grants certain consumer rights regarding how credit data... read more
What Is an Origination Fee?
March 21, 2023
A loan origination fee is an upfront charge that a lender deducts from the total loan amount. This type of fee can also be thought... read more
Get a Used Car Inspection Before You Buy
March 17, 2023
A sparkling coat of wax and shiny black tires could hide a host of problems in the used car you’re ready to buy. Even if... read more
How Long Do Derogatory Marks Stay on Your Credit Report?
March 15, 2023
A poor credit score can make a lot of things harder. It can make borrowing difficult or more expensive. It can even cause your insurance... read more
What Happens if I Change My Social Security Number?
March 15, 2023
If you’ve applied for a credit card or loan, filled out a rental application or tax forms or had internet services installed in your home,... read more