Articles by Jill A. Chafin
What is a Credit Freeze and How Is It Done?
November 17, 2022
A credit freeze makes your credit report inaccessible to lenders, which can help prevent identity theft. Even if a criminal has pertinent information, such as... read more
Recession-Proof Businesses: Profitable Industries and Traits
November 10, 2022
A recession is a sustained economic downturn, usually caused by factors out of our control, such as war, a pandemic, fuel shortages and more. While... read more
What is Credit Fraud?
November 9, 2022
Credit fraud is when someone steals one of your existing credit card accounts or uses your personal info to open a fake account in your... read more
What is the Best Credit Utilization Ratio?
November 2, 2022
Your credit utilization ratio is a number showing how much available credit you’re currently using. It plays a significant role in determining your overall credit... read more
Why Did My Credit Score Drop?
November 1, 2022
Many factors can cause your credit score to drop, such as a late payment, an increase in credit card applications or even a mistake on... read more