How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Jill Chafin, staff writer for LendingTree

Jill A. Chafin

Staff Writer

Jill A. Chafin is a staff writer at LendingTree, where she covers small business solutions, credit cards, insurance, student loans and more. Jill focuses on explaining complex financial topics with a speciality in writing in-depth but easy-to-understand content guides.

As a former business owner, Jill is passionate about entrepreneurial tips, tax strategies and bookkeeping systems — basically anything that will help business owners devote more time to their trade.

Before joining LendingTree in 2022, Jill freelanced for various publications, including the Motley Fool and Life Savvy.

When not researching personal finance tips (like maximizing credit card rewards to score free flights), Jill’s busy traveling, working on her novels, teaching and performing circus arts — and juggling life with her two kids.

Specialties

  • Credit card reviews
  • Credit card rewards programs
  • Small business lender reviews
  • Small business tax and bookkeeping strategies

Achievements

  • 7+ years of personal finance experience
  • 20+ years freelance writing and editing experience
  • 200+ articles written and edited for LendingTree
  • Refined product reviews for various loans and credit cards featured on LendingTree
  • Provided expertise to LendingTree’s small business content
  • Wrote the novel Shaken, scheduled for publication in March 2025

Education

  • Bachelor of Arts, University of North Carolina at Chapel Hill
  • Advanced diploma in creative writing from Te Pūkenga (New Zealand Institute of Skills and Technology)

Jill’s favorite credit cards

“My parents live in New Zealand so I’m obsessed with Chase Ultimate Rewards®. I’ve managed to earn enough points to fly my family of four to the other side of the world three times now — only paying taxes and fees each time.

My favorite all-time card is the Chase Sapphire Preferred® Card. While it has an annual fee, it allows you to combine all of your Chase Ultimate Reward points and transfer to partner airlines. Plus, you get a $50 hotel credit every year.

Another great card is the Chase Freedom Flex℠ — there’s no annual fee and I love the rotating 5% categories.”

The information related to the Chase Freedom Flex℠ has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Jill A. Chafin

What is a Credit Freeze and How Is It Done?

November 17, 2022

A credit freeze makes your credit report inaccessible to lenders, which can help prevent identity theft. Even if a criminal has pertinent information, such as... read more

Recession-Proof Businesses: Profitable Industries and Traits

November 10, 2022

A recession is a sustained economic downturn, usually caused by factors out of our control, such as war, a pandemic, fuel shortages and more. While... read more

What is Credit Fraud?

November 9, 2022

Credit fraud is when someone steals one of your existing credit card accounts or uses your personal info to open a fake account in your... read more

What is the Best Credit Utilization Ratio?

November 2, 2022

Your credit utilization ratio is a number showing how much available credit you’re currently using. It plays a significant role in determining your overall credit... read more

Why Did My Credit Score Drop?

November 1, 2022

Many factors can cause your credit score to drop, such as a late payment, an increase in credit card applications or even a mistake on... read more

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