Articles by Jessica Sain-Baird
How Length of Credit History Affects Your Credit Score
December 13, 2022
Your credit score influences the amount of credit and the terms that lenders may offer you. What determines your score? Your payment history, amounts owed,... read more
Does a Cash Advance Hurt Your Credit?
December 13, 2022
If you’re in a bind and need cash quickly, you might turn to a cash advance, which is a short-term personal loan against your credit... read more
Which Monthly Bills Affect Your Credit Score?
December 9, 2022
Paying your bills on time is the most important step you can take toward building a strong credit score. The higher your score, the more... read more
What Is Credit and How Does It Work?
December 9, 2022
Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more
Chapter 11 vs. Chapter 7 Bankruptcy: What to Know
December 7, 2022
If you’ve found yourself drowning in large amounts of debt, you’re surely overwhelmed about how to get out of it. Bankruptcy is a federal legal... read more