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Jessica Sain-Baird

Senior Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a senior managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a master’s degree in digital content strategy and bachelor’s degree in journalism from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

How Length of Credit History Affects Your Credit Score

Your credit score influences the amount of credit and the terms that lenders may offer you. What determines your score? Your payment history, amounts owed,... read more

Does a Cash Advance Hurt Your Credit?

If you’re in a bind and need cash quickly, you might turn to a cash advance, which is a short-term personal loan against your credit... read more

Which Monthly Bills Affect Your Credit Score?

Paying your bills on time is the most important step you can take toward building a strong credit score. The higher your score, the more... read more

What Is Credit and How Does It Work?

Generally speaking, credit allows you to borrow money now and pay the lender back later — usually with interest. But there’s a lot more to... read more

Chapter 11 vs. Chapter 7 Bankruptcy: What to Know

If you’ve found yourself drowning in large amounts of debt, you’re surely overwhelmed about how to get out of it. Bankruptcy is a federal legal... read more

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