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Jessica Sain-Baird

Senior Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a senior managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a master’s degree in digital content strategy and bachelor’s degree in journalism from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

Fair Debt Collection Practices Act: 5 Protections To Know

The Fair Debt Collection Practices Act (FDCPA) is federal law that protects the rights of consumers when third-party debt collection agencies come calling. FDCPA violations... read more

What Is My VantageScore?

You’ve probably heard of the FICO credit-scoring model. It’s the veteran in the world of credit, with lenders first using FICO Scores in 1989. But... read more

Who Can Request to See Your Credit Report?

Your credit report contains your credit history — your loans and credit cards, how much you’ve borrowed and whether you’ve made payments on time. Lenders... read more

What Is a Credit Privacy Number?

A credit privacy number (CPN) is a fraudulent alternative to a Social Security number (SSN). Sometimes people use them to hide their credit history, but... read more

How Debt Settlement Affects Your Credit

Before committing to debt settlement, you may be wondering: “How much does debt settlement affect your credit score?” Debt settlement is a process offered by... read more

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