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Jessica Sain-Baird

Senior Managing Editor

  • Expertise: Personal finance, deposit and investment accounts, personal loans, Federal Reserve policy
  • Education: University of Kansas

 


Jessica Sain-Baird is a senior managing editor at LendingTree. She assigns and edits articles that encourage financial literacy, including explainers, loan and account roundups, financial institution reviews and more.

Before joining LendingTree, Jessica spent over a decade as a writer, editor and content strategist at fast-paced settings including Columbia University in the City of New York and the Central Park Conservancy.

Jessica has a master’s degree in digital content strategy and bachelor’s degree in journalism from the William Allen White School of Journalism and Mass Communications at the University of Kansas.

Articles by Jessica Sain-Baird

Basement Financing: How to Pay for Finishing a Basement

A finished basement can provide additional living space and may yield a substantial return on investment — over 80%, according to the National Association of... read more

What Credit Score Is Needed for a Personal Loan?

Personal loans can be used for just about anything, like consolidating credit cards, financing a home project and paying off medical bills. The minimum credit... read more

What Is a Good Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio is how much money you earn versus what you spend. It’s calculated by dividing your monthly debts by your gross monthly... read more

What Is a Debt Management Plan?

If you’re struggling to manage debt, it may be time to explore a debt management plan (DMP). A DMP is a tool offered by credit... read more

Best Ways to Get a Personal Loan

Trying to cover an expense may be stressful, but getting a personal loan doesn’t need to be. The best ways to get a personal loan... read more

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