Articles by Denny Ceizyk
What is the Break-Even Point on a Refinance?
July 13, 2021
The break-even point on a refinance tells you how long it takes you to recoup refinance closing costs. Some homeowners overlook this important calculation and... read more
What Is a Mortgage Credit Certificate?
May 12, 2021
A mortgage credit certificate (MCC) allows qualified first-time homebuyers to claim a federal income tax credit — not just a deduction — worth up to... read more
Is Buying a House a Good Investment?
May 11, 2021
Buying a home is a good investment and a solid foundation for building wealth if you’re ready for the long-term financial commitment and ongoing expenses.... read more
Reverse Mortgage Foreclosure: What You Should Know
April 21, 2021
Many senior homeowners ages 62 and older consider getting a reverse mortgage to convert their home’s equity into cash without having to make a monthly... read more
10 Reverse Mortgage Rules You Should Know
April 20, 2021
If you’re 62 or older and own a home, you’ve probably heard about reverse mortgages, which allow you to convert your home equity into cash.... read more