Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 


Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Why You Should Refinance Your FHA Loan to a Conventional Mortgage

It’s worth it to refinance an FHA loan to a conventional loan if you’ve built enough equity in your home and can get rid of... read more

How to Avoid a Higher-Priced Mortgage Loan

Mortgage closing costs can add up at the closing table and over the life of a home loan. One way to avoid a higher-priced mortgage... read more

How to Refinance a Mortgage With Bad Credit

Credit score and credit history bumps can discourage some homeowners from refinancing. The good news: There are a number of different options available to refinance... read more

Can You Buy a House with Credit Card Debt?

Yes, you can qualify for a home loan and carry credit card debt at the same time. But before you start the homebuying process, you’ll... read more

Can You Negotiate Mortgage Rates With Your Lender?

The answer is yes — you can negotiate better mortgage rates and other fees with banks and mortgage lenders, if you’re willing to haggle and... read more

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