Articles by Dawn Papandrea
Cash Back vs. Points and Miles: Which Is Best for You?
August 16, 2023
Citi is an advertising partner. Without a doubt, you’ve come across credit cards that promise rewards for your everyday spending. But you may be wondering:... read more
81% of Credit Cardholders Have Been in Debt, But Only 39% Have Taken Advantage of Consolidation
July 31, 2023
If you find yourself saddled with credit card debt — as more than half of cardholders are right now — a number of payoff strategies... read more
How Gen Zers Use Their Credit Cards, From Balances and Limits to On-Time Payments
March 27, 2023
As the youngest consumer generation, Gen Zers are becoming avid credit card users. Our newest study looks at how young Americans ages 18 to 26... read more
As Inflation Rises, 37% of Households Use a Credit Card or Loan to Meet Spending Needs — Up 19% From 2021
December 12, 2022
As inflation continues to stick around — with a year-over-year increase of 7.7% as of October, according to the latest consumer price index — Americans’... read more
5 Options for When a Balance Transfer Credit Limit Is Too Low
December 6, 2022
Citi is an advertising partner. You took the initiative to make a dent in your high-interest card debt and applied for a 0% balance transfer... read more