Charlotte Zhang is a credit cards writer at LendingTree, where she explains credit cards and other personal finance topics in simple terms to help readers with financial decisions.
Charlotte believes learning about personal finance is a vital skill to prepare people for different financial scenarios in life.
Prior to joining LendingTree in 2023, she spent more than a decade contributing to personal finance and insurance websites, as well as parenting, education and travel websites and magazines. Before writing professionally, she taught English in China for over a decade.
Outside of work, she enjoys knitting, spending time with her husband and two kids and leading 4-H activities for community youth.
“I love the simplicity of cash back credit cards. I use the Discover it® Cash Back for its rotating categories and Wells Fargo Active Cash® Card to get 2% back on everything else.”
March 1, 2024
When you don’t pay your credit card statement balance in full each month, you’ll likely see an interest charge on your next statement. The interest... read more
February 9, 2024
Key takeaways A charge-off is a debt that the lender has written off as being unable to collect Charge-offs have a negative impact on your... read more
