How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Charlotte Zhang, staff writer for LendingTree

Charlotte Zhang

Charlotte Zhang is a credit cards writer at LendingTree, where she explains credit cards and other personal finance topics in simple terms to help readers with financial decisions.

Charlotte believes learning about personal finance is a vital skill to prepare people for different financial scenarios in life.

Prior to joining LendingTree in 2023, she spent more than a decade contributing to personal finance and insurance websites, as well as parenting, education and travel websites and magazines. Before writing professionally, she taught English in China for over a decade.

Outside of work, she enjoys knitting, spending time with her husband and two kids and leading 4-H activities for community youth.

Specialties

  • Credit card reviews
  • Credit scores and building credit
  • Budgeting
  • Life insurance

Achievements

  • 14+ years of personal finance writing experience
  • 60+ articles written for LendingTree
  • Writing has also been published in U.S. News & World Report, USA Today, The Penny Hoarder, Money Under 30 and The Simple Dollar

Education

  • Bachelor of Science, Martin Luther College

Charlotte’s favorite credit cards

“I love the simplicity of cash back credit cards. I use the Discover it® Cash Back for its rotating categories.

The information related to the Discover it® Cash Back has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Charlotte Zhang

What Is a Balance Transfer Credit Card?

March 29, 2024

read more

Credit Card Reconsideration Lines for Credit Card Denials

March 1, 2024

Applying for a new credit card is exciting, whether it’s a rewards card with a stellar sign-up bonus or a balance transfer card that can... read more

Can You Buy a Money Order With a Credit Card?

March 1, 2024

Money orders are a good alternative to cash or personal checks. Some situations, like paying rent or buying a car privately, require them. While you... read more

What is a Credit Card CVV?

March 1, 2024

Citi is an advertising partner. CVV stands for card verification value. It’s a three- or four-digit number that provides an extra layer of security when... read more

How Is Your Credit Card Interest Calculated?

March 1, 2024

When you don’t pay your credit card statement balance in full each month, you’ll likely see an interest charge on your next statement. The interest... read more

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