Articles by Alex Cook
Who Can Request to See Your Credit Report?
December 29, 2022
Your credit report contains your credit history — your loans and credit cards, how much you’ve borrowed and whether you’ve made payments on time. Lenders... read more
What Is a Credit Privacy Number?
December 29, 2022
A credit privacy number (CPN) is a fraudulent alternative to a Social Security number (SSN). Sometimes people use them to hide their credit history, but... read more
How Long Does It Take to Fix a Credit Report Error?
December 28, 2022
If you find an error on your credit report, you can contact the credit bureaus to dispute that inaccurate information. In most cases, the credit... read more
What Do Credit Bureaus Do?
December 28, 2022
A credit bureau collects data on your borrowing history from lenders to create a credit report and a credit score, both of which are used... read more
What is Payday Loan Consolidation?
December 28, 2022
If you turn to payday loans to meet short-term cash needs, the sky-high annual percentage rate (APR) and fees that come with these loans can... read more