Articles by Alex Cook
What Is Wage Garnishment?
February 24, 2023
Wage garnishment is a legal process in which creditors seek court orders to take a portion of a debtor’s paycheck to pay delinquent debt. Courts... read more
How to Change Personal Information on Your Credit Report
February 24, 2023
Credit reports are important documents. They reflect your borrowing history, and creditors use them to make loan decisions and set interest rates. In addition to... read more
Can Your Personal Credit Score Affect Your Small Business?
February 23, 2023
Starting your own business often costs quite a bit of money — and you may have to borrow some to get things off the ground.... read more
What is a Guaranteed Loan?
February 23, 2023
To receive a traditional personal loan, you’ll have to submit a formal application and the lender will then check your credit and decide whether to... read more
Does an IRS Audit Affect My Credit Score?
February 23, 2023
No, an IRS audit does not directly affect your credit score. The Internal Revenue Service (IRS) doesn’t report tax debt to credit bureaus, so it... read more