Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

What is a Piggyback Loan?

A piggyback loan combines two mortgages for the purpose of buying or refinancing a home. Borrowers often use piggyback mortgages to avoid paying private mortgage... read more

VA Home Loan Requirements and Eligibility Guidelines for 2024

The VA loan program, offered by the U.S. Department of Veterans Affairs (VA), provides mortgages to veterans, service members and surviving spouses. VA home loan... read more

57% of Young Americans Live in Their Hometowns, but 47% Who Don’t Would Consider Moving Back

As the expression goes, home is where the heart is, and most young Americans are taking that, well, to heart. The latest LendingTree survey of... read more

Massachusetts Residents Spend the Most on the Lottery, but Ohioans Are the Most Likely to Make Their Money Back

Lottery fever reached new heights in 2023, with jackpots crossing the billion-dollar mark four times to date. The $1.765 billion Powerball prize that went to... read more

North Carolina Home to Top 3 Places to Start a Small Business

Launching a small business can be challenging. In addition to having a sound business concept, owners must secure startup funds, register their business and complete... read more

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