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Published on:
July 10th, 2024
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American Family and State Farm have the best car insurance rates and ratings for senior drivers.
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Best insurance companies for senior citizens
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Cheapest insurance companies in Texas
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You do need to pay membership dues to buy insurance from Texas Farm Bureau. Still, it should have the lowest rates in most cases.
State Farm has the cheapest insurance rates in Texas if you have an accident or DUI (driving under the influence) on your record.
Best car insurance companies for senior citizens
Based on price, ratings and policy offerings, these car insurance companies are best for seniors:
- Best rates for senior citizens: American Family
- Best large company for seniors: State Farm
- Best car insurance package for seniors: The Hartford/AARP
- Best perks for seniors: Geico
- Best for seniors in the military community: USAA
Best rates for senior citizens: American Family
- Average rate: $97 a month for 65-year-olds
- J.D. Power overall satisfaction score: 828 out of 1,000
- Financial strength: Rated A by A.M. Best
American Family checks the boxes when it comes to price, customer service ratings and policy offerings. It also offers pay-per-mile car insurance, which can greatly reduce your rates if you only drive occasionally. Unfortunately, American Family is only available in 19 states.