If you prefer a particular bank, you can look at cards for fair credit by issuer. Some issuers, like Chase and American Express, don’t offer any cards for fair credit. But you can explore several options from other issuers.
| Credit cards | |
|---|---|
| American Express credit cards for fair credit |
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| Bank of America credit cards for fair credit |
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| Capital One credit cards for fair credit |
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| Citi credit cards for fair credit |
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| Chase credit cards for fair credit |
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| Discover credit cards for fair credit |
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| Navy Federal Credit Union credit cards for fair credit |
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| Wells Fargo credit cards for fair credit |
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Sign-up bonus: None
Earning rate: Non-rewards card
Why we picked this card: When you’re looking for a credit card with fair credit, one of the few options you have is to opt for a secured credit card, which typically requires a minimum security deposit of $200 to $300. You can use the AvantCard Credit Card to build credit without having to put a deposit down. However, you do have to pay an annual fee of $59, which is still lower.
| Pros | Cons |
|---|---|
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| 0% APR credit card | Introductory APR | Savings* |
|---|---|---|
| U.S. Bank Triple Cash Rewards Visa® Business Card | 0% intro APR for 12 billing cycles on purchases, then a 18.29% to 27.29% variable APR applies. | $2,372 |
| Chase Freedom Unlimited® | 0% Intro APR on Purchases for 15 months, then a 19.99% - 28.74% Variable APR applies. | $2,355 |
| Capital One SavorOne Cash Rewards Credit Card | 0% intro on purchases for 15 months. Then, a 19.99% - 29.99% (variable) APR applies. | $2,334* |
| Blue Cash Preferred® Card from American Express | 0% on purchases for 12 months, then a 18.49%-29.49% Variable APR applies. | $2,296 |
| Chase Freedom Flex℠ | 0% intro APR on purchases for 15 months, then a 19.74% - 28.49% variable APR applies. | $2,286 |
| Discover it® Miles | 0% Intro APR for 15 months on purchases, then a 18.74% - 27.74% Variable APR applies. | $2,170 |
| Bank of America® Travel Rewards Credit Card for Students | 0% Intro APR for 15 billing cycles for purchases, followed by a 18.74% - 28.74% Variable APR. | $2,116 |
| Wells Fargo Reflect® Card | 0% intro APR for 21 months from account opening on purchases. 17.49%, 23.99%, or 29.24% Variable APR. | $1,360 |
| BankAmericard® credit card | 0% Intro APR for 18 billing cycles for purchases, then 15.74% - 25.74% Variable APR. | $1,343 |
| Chase Slate Edge℠ | 0% Intro APR on Purchases for 18 months. Then, a 19.99% – 28.74% Variable APR applies. | $1,341 |
| U.S. Bank Visa® Platinum Card | 0% intro APR for 21 billing cycles on Purchases, followed by a 18.24% - 29.24% (Variable) APR. | $1,341 |
| Citi Simplicity® Card | 0% intro apr for 12 months on purchases. Then 18.49% - 29.24% (variable). | $1,114 |
To see rates & fees for American Express cards mentioned on this page, visit the links provided below:
For Capital One products listed on this page, some of the above benefits are provided by third parties such as Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as certain terms, conditions, and exclusions apply.
The information related to the Bank of America® Customized Cash Rewards Secured Credit Card, Citi® Secured Mastercard®, Discover it® Secured Credit Card, Navy Federal Platinum Credit Card, U.S. Bank Triple Cash Rewards Visa® Business Card, Capital One SavorOne Cash Rewards Credit Card, Chase Freedom Flex℠, Discover it® Miles, Bank of America® Travel Rewards Credit Card for Students, Wells Fargo Reflect® Card, BankAmericard® credit card, Chase Slate Edge℠ and U.S. Bank Visa® Platinum Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
