How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.The information related to the Delta SkyMiles® Gold American Express Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
If you fly Delta Airlines frequently and want a card that will reward you with more miles when you dine out at restaurants and shop at U.S. supermarkets, consider the Delta SkyMiles® Gold American Express Card.
We highlight the pros and cons of the Delta SkyMiles® Gold American Express Card and show how it compares to a similar airline rewards card — the Delta SkyMiles® Blue American Express Card.
Intro Purchase APR
N/A
Regular Purchase APR
20.24%-29.24% Variable
Intro BT APR
N/A
Regular BT APR
N/A
Annual Fee
$0 introductory annual fee for the first year, then $150.
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Welcome offer
Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Rewards rate
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. You can use your miles to book travel to more than 1,000 destinations. And while the redemption cost of a ticket will depend on a variety of factors, as a starting point, you can find round-trip tickets within the U.S. for as little as 25,000 miles.
Partner airlines
Along with flying on Delta, you can book award travel on a number of travel partners, including:
Annual fee
The Delta SkyMiles® Gold American Express Card comes with a $0 introductory annual fee for the first year, then $150. That’s not too bad for an airline card — but if you don’t want to pay an annual fee, you might consider a card such as the Delta SkyMiles® Blue American Express Card.
No longer offers Delta Sky Club access
Previously, this card offered discounted access to the Delta Sky Club for you and up to two traveling companions. However, that perk is no longer available.
No intro APR on purchases
The Delta SkyMiles® Gold American Express Card does not offer a 0% intro APR on purchases.
*To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.
If you want to earn Delta miles but don’t want to pay an annual fee after the first year of card membership, the Delta SkyMiles® Blue American Express Card might be a good alternative.
While the Delta SkyMiles® Blue American Express Card comes with a $0 annual fee, know that it also offers a lower welcome offer than the Delta SkyMiles Gold American Express card. Additionally, unlike with the Delta SkyMiles® Gold American Express Card, cardholders do not earn an elevated rewards rate at U.S. supermarkets.
The Delta SkyMiles® Blue American Express Card offers the following welcome offer and rewards rate: Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. Earn 2X Miles per dollar spent on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases.
Credit Cards | Our Ratings | Welcome Offer | Rewards Rate | Annual Fee | |
---|---|---|---|---|---|
Delta SkyMiles® Gold American Express Card*
|
Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. | Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. | $0 introductory annual fee for the first year, then $150. | ||
Delta SkyMiles® Blue American Express Card*
|
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. | Earn 2X Miles per dollar spent on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases. | $0 | ||
Bank of America® Travel Rewards credit card*
|
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5 points per $1 spent on all purchases. | $0 | ||
American Airlines AAdvantage® MileUp® Card*
|
Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening. | Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. | $0 |
If you travel frequently with Delta and are looking at the Delta SkyMiles® Gold American Express Card as a way to earn miles, this is a strong choice. The addition of restaurants and U.S. supermarkets as rewards categories adds significant value to this card.
Finally, if you’re not sure you want a card tied to a specific airline, take a look at our recommendations for the best travel credit cards.
The information related to the Delta SkyMiles® Gold American Express Card, Delta SkyMiles® Blue American Express Card, Bank of America® Travel Rewards credit card and American Airlines AAdvantage® MileUp® Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.