If your card is lost or stolen, you won’t be responsible for any unauthorized charges.
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Our take: The BPme Rewards Visa Signature® Card is a solid card for frequent drivers and big grocery spenders with convenient access to BP and Amoco stations.
For frequent drivers and big households that rely on grocery shopping, the BPme Rewards Visa Signature® Card is worth it. Unlike many cashback cards, the BPme Rewards Visa Signature® Card does not put a maximum spending threshold to earn its 3% cash back on groceries and 15 cents off per gallon, with the potential to earn 25 cents off per gallon in the first 30 days.
On the downside, the BPme Rewards Visa Signature® Card limits you to BP and Amoco gas stations to earn the cents off per gallon discount; otherwise, you earn 1% on all purchases. You also have a high APR of 31.99%, with no introductory rate.
Intro Purchase APR
N/A
Regular Purchase APR
31.99%
Intro BT APR
N/A
Regular BT APR
31.99%
Annual Fee
$0
Cash Advance Fee
Either $15 or 5% of the amount of each cash advance, whichever is greaterter
Foreign Transaction Fee
3%
Balance Transfer Fee
Either $10 or 5% of the amount of each transfer, whichever is greater
The BPme Rewards Visa Signature® Card has a 30¢ off per gallon on BP and Amoco fuel purchases in the first 60 days after account opening. After, you’ll get 10 cents off a gallon.
The average cost of gas is $3.40 per gallon or $40.80 to fill a 12-gallon tank. So, this offer could allow you to fill a 12-gallon tank for $37.80.
To be eligible for this offer, you must make gas purchases at participating BP and Amoco locations, which you can find on their station finder tool online or on the BPme app.
In addition to the 25 cent discount, you can earn another 5¢ by purchasing fuel using the BPme app. To get the 5-cent discount, you need to spend at least $100 per month on fuel at participating BP and Amoco stations. This deal is permanent, so even after 30 days you can earn an additional 5¢ off fuel in combination with other discount deals.
The BPme Rewards Visa Signature® Card offers a solid ongoing discount on BP gas, plus decent rewards on groceries.
After the introductory offer, you will still 15¢ off per gallon on fuel purchases at participating BP and Amoco stations. Earn 5% cash back on non-fuel BP and Amoco purchases, 3% cash back on grocery store and dining purchases and 1% cash back on other purchases.
If you use your BPme Rewards Visa Signature® Card with ApplePay, you will lose out on the fuel discount. Instead, you’ll receive 1% cash back on those fuel purchases.
By our estimates, you can earn an average 1.5 cents per dollar spent on this card. While it doesn’t stack too well against other cashback rewards cards, the BP via stands out in offering twice as much value for every dollar spent on groceries and 15 cents off per gallon on gas, with no maximum spending limitations.
The BPme Rewards Visa Signature® Card rewards are pretty simple to redeem, but cash back rewards take longer than the cents off per gallon. The cents off per gallon rewards are automatically taken at the pump of participating BP and Amoco gas stations. Make sure to use the BPme app to earn the 5-cent discount.
Meanwhile, the cash back rewards earned will be applied to your card account as statement credit within two billing cycles.
Aside from cents off per gallon and cash back rewards, the BPme Rewards Visa Signature® Card offers a few other benefits:
If your card is lost or stolen, you won’t be responsible for any unauthorized charges.
The BPme Rewards Visa Signature® Card has $0 annual fee. The average annual credit card fee is $147, so this perk could help you save money.
While the BPme Rewards Visa Signature® Card can be a solid option for an avid driver, it is not the only option when it comes to earning cash back in specific spending categories. Here are other rewards credit cards to consider:
| Credit Cards | Our Ratings | Annual Fee | Rewards Rate | Welcome Offer | |
|---|---|---|---|---|---|
|
BPme Rewards Visa Signature® Card*
|
$0 | 15¢ off per gallon on fuel purchases at participating BP and Amoco stations. Earn 5% cash back on non-fuel BP and Amoco purchases, 3% cash back on grocery store and dining purchases and 1% cash back on other purchases. | 30¢ off per gallon on BP and Amoco fuel purchases in the first 60 days after account opening. | ||
Blue Cash Preferred® Card from American Express*
|
$0 intro annual fee for the first year, then $95. | Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. | ||
Chase Freedom Flex℠*
|
$0 | 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. | Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. | ||
PNC Cash Rewards® Visa® Credit Card*
|
$0 | Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases in these categories annually. 1% cash back on purchases everywhere, every time. | $250 after you make $1,000 or more in purchases during the first three months |
You also can qualify for a generous welcome offer. The main drawback is the annual fee: You get a $0 intro annual fee for the first year, then $95.
You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases. You can also get a much larger welcome bonus than the BPme Rewards Visa Signature® Card.
Like the BPme Rewards Visa Signature® Card, the Chase Freedom Flex℠ has a $0 annual fee, but stands out with additional benefits, including an introductory APR. Some drawbacks include the spending limits to earn the 5% and the strict 5/24 rule that Chase implements to qualify for the card.
The $0 annual fee and introductory APR on balance transfers can help maximize your savings potential. The main drawback is that the cash back rewards have a $8,000 combined purchase threshold before reducing to 1%. So this card may not be ideal for big spenders.
The BPme Rewards Visa Signature® Card is a good choice for frequent drivers with convenient access to BP or Amoco stations and big grocery spenders. While it does not have as high of an earning rate as other cards, the BPme Rewards Visa Signature® Card has no spending thresholds that would reduce the earnings rate, so you can enjoy 3% cash back on groceries no matter how much you spend per year.
However, there are alternatives if you are looking to earn cash back on different spending categories or want more gas purchase rewards that are not limited to certain stations.
No. You can also earn 3% on grocery purchases and 1% on everything else.
Synchrony issues the BPme Rewards Visa Signature® Card.
Your billing statement will provide instructions on how to pay your BPme Rewards Visa Signature® Card.
It depends. If you are conveniently near BP and Amoco stations and are a big spender on groceries, then the BPme Rewards Visa Signature® Card is worth it.
No, there is $0 annual fee.
Yes, you can use your BPme Rewards Visa Signature® Card at Amoco stations to get the cents off per gallon discount.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to the BPme Rewards Visa Signature® Card, Blue Cash Preferred® Card from American Express, Chase Freedom Flex℠, PNC Cash Rewards® Visa® Credit Card and Capital One Savor Cash Rewards Credit Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
