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Best Business Credit Cards for Travel in 2024

Written by
Lee Huffman
Robin Ratcliff, managing editor for LendingTreeEdited by
Robin Ratcliff
Updated on:
Content was accurate at the time of publication.
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Winner

Ink Business Preferred<sup>®</sup> Credit Card

Ink Business Preferred® Credit Card

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on Chase's secure site

Ink Business Preferred® Credit Card is our pick for best business credit card for travel. It offers the most valuable combination of points and perks of any of our top picks for small businesses.

Citi is an advertising partner.

One of the big benefits of owning a small business is the ability to leverage your business spending into free travel. You can earn rewards for major business purchases like advertising, computers and office supplies — then simply cash in those points or miles to fly to a client meeting, stay at your favorite beach hotel or attend an annual conference or business retreat.

And the benefits go beyond free trips — a business credit card for travel may offer a variety of perks, from airport lounge access and airline or hotel elite status to travel credits that reimburse you for checked bag fees and in-flight drinks.

Find your perfect card in 30 seconds. Check your approval odds so you can shop smarter.

Best Business Credit Cards for Travel

Winner: Best business credit card for international travel

Ink Business Preferred® Credit Card

Ink Business Preferred<sup>®</sup> Credit Card Ink Business Preferred<sup>®</sup> Credit Card
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.7
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Travel rewards: Earn up to 3X points on all travel purchases
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.
Annual Fee$95
Intro Purchase APRN/A
Regular Purchase APR20.74% - 25.74% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • Large sign-up bonus
  • Earn up to 3X points on all travel purchases
  • Generous travel protections, including primary car rental and trip cancellation insurance
  • Transfer points 1:1 to Chase partner airlines and hotels
  • 25% bonus for booking travel through Chase Travel℠
  • Bonus categories are capped at $150,000 in spending per year
  • High 20.74% - 25.74% Variable APR
Overall first year value: $2,393*
First year rewards value: $2,393
Other credits and perks: $0

When traveling internationally, the Ink Business Preferred® Credit Card is the best credit card for business travel expenses. You’ll earn up to 3X points on travel reservations and receive valuable protections if something goes bad on your trip. Reservations are covered against cancellation and interruption, rental car damage and more.

There are $0 foreign transaction fees on international purchases, and you can add employee cards for no additional charge. Rewards can be transferred 1:1 to airline and hotel partners — or, if you prefer more flexibility, you can book travel through Chase Travel℠ for a 25% bonus.

*Based on LendingTree’s value methodology

  • Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Travel℠
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC

Best for luxury perks

The Business Platinum Card® from American Express

The Business Platinum Card<sup>®</sup> from American Express The Business Platinum Card<sup>®</sup> from American Express
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.4
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Rates & Fees
|Terms Apply

Travel rewards: Earn 5X Membership Rewards® points on flights and prepaid hotels booked through Amex Travel

Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.

Annual Fee$695
Intro Purchase APRN/A
Regular Purchase APR18.99% - 27.99% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Access to the American Express Global Lounge Collection
  • Hilton Honors Gold and Marriott Bonvoy Gold status after enrollment
  • 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
  • Over $1,000 in value with credits from popular business service providers
  • Receive 35% points back when booking travel with points through Amex Travel (enrollment required)
  • $695 annual fee
  • Must book travel through Amex Travel to earn 5X points
  • No bonus categories for common business expenses
Overall first year value: $4,650*
First-year rewards value: $2,762
Other credits and perks: $1,888

One of the best business cards for air travel, The Business Platinum Card® from American Express earns 5X points when booking through Amex Travel and includes access to over 1,400 airport lounges, including Amex Centurion and Delta Sky Club lounges.

The card includes over $1,000 in credits each year, including up to a $200 airline fee credit and up to a $189 CLEAR membership reimbursement (enrollment required). Your points transfer to hotel and airline partners to book award travel, or you can book travel through Amex and receive up to 35% of your points back with a designated airline that you choose at the beginning of the year. And when you arrive at your destination, enjoy elite perks through complimentary Hilton Honors Gold and Marriott Bonvoy Gold status (enrollment required) or when booking through Fine Hotels & Resorts.

*Based on LendingTree’s value methodology
*To see rates & fees for The Business Platinum Card® from American Express, please click here.
  • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.

Best business credit card for airline miles

Citi® / AAdvantage Business™ World Elite Mastercard®

Citi<sup>®</sup> / AAdvantage Business™ World Elite Mastercard<sup>®</sup> Citi<sup>®</sup> / AAdvantage Business™ World Elite Mastercard<sup>®</sup>
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on Citibank's secure site
Rates & Fees

Travel rewards: Earn 2 miles per $1 spent on American Airlines purchases
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 AAdvantage® mile per $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
Annual Fee$99, waived for first 12 months
Intro Purchase APRN/A
Regular Purchase APR20.74% - 29.74% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • Earn 2 miles per $1 spent on American Airlines purchases
  • Earn 1 Loyalty Point toward AAdvantage® status for every $1 spent on purchases
  • First checked bag free on domestic American Airlines flights for you and up to four travel companions
  • 25% savings on American Airlines inflight Wi-Fi and in-flight food and beverage purchases
  • Earn an American Airlines Companion Certificate after spending $30,000 or more with the card each year (certificate costs $99 plus taxes and fees to redeem)
  • Annual fee: $99, waived for first 12 months
  • Companion certificate has a cost to redeem
Overall first year value: $1,583*
First year rewards value: $1,583
Other credits and perks: $0

The Citi® / AAdvantage Business™ World Elite Mastercard® is the one of the best business credit cards for travel because of its generous welcome bonus and American Airlines perks. For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.

In addition, it includes travel benefits that save money and improve the travel experience for the cardholder, including a free checked bag on United flights, preferred American Airlines boarding and the potential to earn a Companion Certificate.

*Based on LendingTree’s value methodology

  • Designed for businesses
  • For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • No Foreign Transaction Fees

Best for airline perks

Delta SkyMiles® Reserve Business American Express Card*

Delta SkyMiles<sup>®</sup> Reserve Business American Express Card Delta SkyMiles<sup>®</sup> Reserve Business American Express Card
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How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.1
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on American Express's secure site

Travel rewards: Earn 3 miles per dollar on eligible Delta purchases.
Earn 3 miles per dollar on eligible Delta purchases.
Annual Fee$650
Intro Purchase APRN/A
Regular Purchase APR20.49% - 29.49% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Get a companion certificate each year for just the taxes and fees
  • Complimentary Delta Sky Club and Amex Centurion Lounge access
  • Reach elite status quicker each year with a head start of $2,500 Medallion® Qualification Dollars
  • Application fee credit for Global Entry or TSA PreCheck® (enrollment required)
  • Earn 3 miles per dollar on eligible Delta purchases
  • $650 annual fee
  • Limited bonus category options
  • Potentially high APR
Overall first year value: $2,175*
First year rewards value: $790
Other credits and perks: $1,385

Travelers searching for perks will love the Delta SkyMiles® Reserve Business American Express Card. As one of the best business credit cards for travel, it includes an annual companion certificate good for any class domestic, Caribbean or Central American flight, as well as complimentary entry to Sky Club and Centurion Lounges when flying Delta and access to the free upgrade list — even if you don’t have elite status.

You’ll also enjoy priority boarding and the first checked bag free on Delta flights, as well as numerous travel protections on any airline. And if elite status is important to you, you’ll also get a solid boost by receiving $2,500 Medallion® Qualification Dollars each year.

*Based on LendingTree’s value methodology

*To see rates & fees for Delta SkyMiles® Reserve Business American Express Card, please click here.
  • Welcome Offer Viktor: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
  • Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
  • Terms and limitations apply.
*The information related to the Delta SkyMiles® Reserve Business American Express Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best for hotel rewards and perks

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card The Hilton Honors American Express Business Card
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.1
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Rates & Fees
|Terms Apply

Welcome offer: Earn 130,000 Hilton Honors Bonus Points
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
Annual Fee$195
Intro Purchase APRN/A
Regular Purchase APR20.49% - 29.49% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Generous rewards program
  • Valuable welcome offer
  • Automatic Hilton Gold status and opportunity to earn Diamond status (enrollment required)
  • Complimentary National Car Rental® Emerald Club Executive® status (enrollment required)
  • Significant spending required to earn Diamond status
  • Some bonus categories are limited to purchases inside the U.S.
  • High 20.49% - 29.49% Variable APR
Overall first year value: $1,208*
First year rewards value: $968
Other credits and perks: $240

The Hilton Honors American Express Business Card is one of the best business credit cards for frequent business travel because of its automatic elite status and generous earnings potential.

Its annual fee is a reasonable $195, which makes it easy on the company’s budget, and there are no foreign transaction fees on international purchases. In addition, businesses that have larger spending needs can earn Hilton Honors Diamond elite status (enrollment required). Cardholders also receive complimentary National Car Rental® Emerald Club Executive® status (enrollment required) and an annual Hilton credit up to $240.

*Based on LendingTree’s value methodology

*To see rates & fees for The Hilton Honors American Express Business Card, please click here.
  • Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
  • Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
  • Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
  • Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
  • You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
  • As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
  • Terms apply.

Best for low credit scores

Capital One Spark Classic for Business*

Capital One Spark Classic for Business Capital One Spark Classic for Business
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

4.3
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Travel rewards: Get unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Get earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel..

Annual Fee$0
Intro Purchase APRN/A
Regular Purchase APR29.99% (Variable)
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
600-660
Fair
Get Your Free Credit Score
  • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Free employee cards
  • No foreign transaction fee
  • Flights don’t qualify for bonus cash back
  • High purchase APR
Overall first year value: $215*
First year rewards value: $215
Other credits and perks: $0

The Capital One Spark Classic for Business is an excellent $0-annual-fee option for business owners who are building their credit — it offers unlimited 1% cash back rewards without charging an annual fee. And although this is a business credit card, Capital One reports your activity to your personal credit report, so you’ll build credit by using the card responsibly.

While this card doesn’t offer bonus cash back on flights, you do earn extra rewards when booking hotels and rental cars through Capital One Travel. You can also add employees at no extra charge, set customized spending limits for each employee’s card and earn rewards on their purchases.

*Based on LendingTree’s value methodology

  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions. Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • No annual fee
  • Build and strengthen credit for your business by using this credit card responsibly
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 1% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
*The information related to the Capital One Spark Classic for Business has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best business credit card for travel with no annual fee

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card*

Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card Bank of America<sup>®</sup> Business Advantage Travel Rewards World Mastercard<sup>®</sup> credit card
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

3.4
Review Coming Soon

Travel rewards: Up to 3X points
Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.
Annual Fee$0
Intro Purchase APR0% Introductory APR on purchases for your first 9 billing cycles
Regular Purchase APR17.99% - 27.99% Variable APR
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720-850
Excellent
Get Your Free Credit Score
  • $0 annual fee
  • No foreign transaction fees
  • Extra points on every purchase without having to remember bonus categories
  • Bank of America Preferred Rewards members earn up to 75% more points
  • 0% Introductory APR on purchases for your first 9 billing cycles (then a 17.99% - 27.99% Variable APR applies)
  • No airline or hotel transfer partners
  • Does not offer as many travel perks as some other featured business travel cards
Overall first year value: $600*
First year rewards value: $600
Other credits and perks: $0

Small business owners looking for one of the best business credit cards for travel without an annual fee should consider the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card. It earns unlimited Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.

Customers with larger balances benefit from up to 75% more points if they qualify for Preferred Rewards. The points never expire, and they can be used to offset travel and dining purchases, book travel or redeem for cash back and gift cards.

*Based on LendingTree’s value methodology

  • Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases. 
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time - no matter how much you spend.
  • No limit to the amount of points you can earn and points don't expire. 
  • You can earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases. 
  • No annual fee and no international transaction fees. 
  • Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards. 
  • 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
*The information related to the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

Best for earning points with no annual fee

The Blue Business® Plus Credit Card from American Express

The Blue Business<sup>®</sup> Plus Credit Card from American Express The Blue Business<sup>®</sup> Plus Credit Card from American Express
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.

3.8
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Rates & Fees
|Terms Apply

Welcome offer: 15,000 Membership Rewards® points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Annual FeeNo annual fee
Intro Purchase APR0% on purchases for 12 months from date of account opening
Regular Purchase APR17.99% - 25.99% Variable
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
Get Your Free Credit Score
  • Get 2X points on the first $50,000 you spend annually
  • Intro APR of 0% on purchases for 12 months from date of account opening (a 17.99% - 25.99% Variable rate applies thereafter)
  • Free employee cards to earn rewards on purchases and track spending
  • Points combine with other Membership Rewards cards for additional perks and redemption opportunities
  • Bonus points limited to first $50,000 spent each year
  • Foreign transaction fee of 2.7% of each transaction after conversion to US dollars.
Overall first year value: $1,100*
First year rewards value: $1,100
Other credits and perks: $0

Business owners who want to earn flexible rewards points without paying an annual fee will enjoy The Blue Business® Plus Credit Card from American Express. It lets you Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

This card offers flexible spending by letting you buy above your credit limit if you need to. Although you can’t spend an unlimited amount above your limit, this is a great tool for business owners with variable expenses. It’s also an excellent companion card to other cards that earn Membership Rewards, or a card that stands on its own.

*Based on LendingTree’s value methodology

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.

Best card for business travelers

The Platinum Card® from American Express

The Platinum Card<sup>®</sup> from American Express The Platinum Card<sup>®</sup> from American Express
LendingTree's Review

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4.5
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on American Express's secure site
Rates & Fees
|Terms Apply

Welcome offer: Earn 80,000 Membership Rewards® Points
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee$695
Intro Purchase APRN/A
Regular Purchase APRSee Pay Over Time APR
Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
660-850
Good / Excellent
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  • Over $1,000 in valuable annual credits and benefits
  • Complimentary Gold Elite Status with Hilton Honors and Marriott Bonvoy (enrollment required)
  • Earn bonus points on flights booked directly or through Amex Travel
  • Access to the extensive American Express Global Lounge Collection
  • $695 annual fee
  • Difficult to use all annual credits — broken into monthly amounts or offered by vendors catering to small niches
  • Charge card requires that all purchases are paid in full every month
  • Eligible Pay Over Time purchases are charged a high interest rate
Overall first year value: $3,140*
First year rewards value: $1,362
Other credits and perks: $1,778

Business travelers don’t always have access to a company credit card when they travel. In these situations, having The Platinum Card® from American Express is a wise choice.

It offers luxury travel benefits that are worth more than its premium annual fee, like hotel elite status** and airport lounge access. Plus, it also offers over $1,000 in annual credits for travel expenses that improve your travel experience, including up to a $200 hotel credit, up to a $200 airline fee credit*, up to a $189 for CLEAR credit** and more.

**Enrollment required.

*Based on LendingTree’s value methodology

*To see rates & fees for The Platinum Card® from American Express, please click here.
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.¤
  • Terms Apply.
*To see rates & fees for The Business Platinum Card® from American Express, please click here.
*To see rates & fees for Delta SkyMiles® Reserve Business American Express Card, please click here.
*To see rates & fees for The Hilton Honors American Express Business Card, please click here.
*To see rates & fees for The Blue Business® Plus Credit Card from American Express, please click here.
*To see rates & fees for The Platinum Card® from American Express, please click here.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

To see rates & fees for American Express cards mentioned on this page, visit the links provided below:

For Capital One products listed on this page, some of the above benefits are provided by third parties such as Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as certain terms, conditions, and exclusions apply.

The information related to the Delta SkyMiles® Reserve Business American Express Card, Capital One Spark Classic for Business and Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Lee Huffman

Lee Huffman is a personal finance expert who writes at BaldThoughts.com.

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